Klarna payment information
⚡ Flexible Payments: Buy now, pay later with Klarna
At Merki Market, we want you to have the best possible shopping experience. That's why we've partnered with Klarna to offer you new payment methods at checkout. No hassle, no fine print.
Paying with Klarna in Portugal is simple, secure, and allows you to manage your budget with greater freedom:
- Pay in 3 interest-free installments: Your total purchase is divided into 3 equal payments.1st Installment: At the time of purchase.2nd Installment: 30 days later.3rd Installment: 60 days after purchase.
- Pay Now: If you prefer to settle everything immediately, you can do so quickly and securely via bank transfer or card.
We know that protecting your data is essential. When you choose Klarna, your information is managed according to the highest European security standards (GDPR).
What you need to know about your data:
To be able to offer you these payment methods, Klarna needs to process some of your personal data. This is only for:
- Confirming your identity.
- Assessing eligibility for installment payments (instant credit check).
- Preventing fraud and ensuring a secure transaction.
Important: All your data is treated with complete confidentiality. You can find all the details in the Klarna Portugal Privacy Policy.
By using this service, you confirm that:
- You are a resident of Portugal.
- You are at least 18 years of age.
- You have a valid debit or credit card.
Frequently Asked Questions (FAQ for Customers)
No! If you pay your installments within the stipulated deadlines, the "Pay in 3" service has no additional cost, interest, or opening fees.
Klarna will automatically debit the installments from the card you provided at the time of purchase. You will always receive a notification before each debit so that you are aware of everything.
The process is the same as any other purchase. Once we process your return, Klarna will update your payment plan or refund any installments already paid.
